So you’ve narrowed down your choices, found that perfect Mercedes-Benz vehicle, and now you’re ready to buy. If you’re not able to pay for your new luxury car in one lump sum, it’s time to talk about financing. It can be an intimidating process if you’ve never done it before, which is why the experts here at Mercedes-Benz of Orange Park are here to help you at every step of the way.

There are a few things that you should know about the Mercedes-Benz financing process before it gets underway. First, you need to make a down payment. If you can place a bigger down payment, that could mean that you pay less over the course of your loan term. This especially applies if your credit history isn’t the best. If you don’t qualify for a lower APR, or interest rate, a larger down payment could be helpful. You can also trade in your current car and put the value of that vehicle towards your purchase.

On our website we offer a number of tools that make financing that luxury car of your dreams even easier. You can fill out a credit application and get approved for a loan before you even visit our Florida Mercedes-Benz dealership. We can also appraise your trade-in to give you a better idea about how much money you’ll need to have on hand for a down payment. We also offer a payment calculator that makes it easy to see if this new car will fit into your budget each month.

So when you’re looking for a brand new luxury car, talk to one of our Mercedes-Benz dealers. We’ll be happy to help you with any of your financing questions. We hope to see you soon for a test drive!